Finance
Four ways to get a van from A & N Vans. Vanaways, our finance partner, handle the actual application and credit decision - see our commission disclosure.
Contract Hire
The most popular way to lease a van. Fixed monthly rental, no ownership, hand it back at the end.
You pay a fixed monthly rental over an agreed term and mileage. Road tax is included, and maintenance can be added for one predictable monthly cost. You never own the van, which suits businesses that want it off the balance sheet and a known, fixed running cost. VAT-registered businesses can usually reclaim 50% of the VAT on the rental.
Finance Lease
A middle ground - similar rentals to contract hire, but you share in the van's resale value at the end.
You pay monthly rentals, and at the end of the agreement you either continue renting at a much lower rent, sell the van on behalf of the finance company and keep a share of the proceeds, or return it. You carry more of the resale risk than contract hire, but rentals can work out lower.
Hire Purchase
You end up owning the van. A deposit, fixed instalments, then it's yours.
You pay a deposit, then fixed monthly instalments, and a final option-to-purchase fee transfers ownership to you. Monthly payments are usually higher than contract hire since you're paying off the full value of the van, not just its depreciation - but it becomes a genuine asset on your books.
Outright Purchase
Buy the van outright, no finance agreement at all.
If you'd rather not finance the van at all, outright purchase is available on most of our stock - ask when you enquire.
Not sure which one suits you? Read our comparison guide, or browse vans and enquire - we'll talk it through.